Managing your finances in your 30's

Thirties.. usually the 3 big M - "Marriage" "Mini You's" "Mortgage"

The typical wedding,  starts at $25,000 - WOW.

For middle America, each child will cost a whopping  $241,080 for their first 18 years - NOT including collect  (U.S. Department of Agriculture).

These years mark the first of the "all grown up" expenses, and can be extremely expensive.  They tend to also be marked by rapidly growing income, which breeds a tendency towards spending beyond your means.

Cautions.

1. Listen to advise from loan advisors so that you focus not only on today's expenses, but the real long term expenses of your mortgage.
2. No matter how tempting, try to be conservative about your wedding expenses, its about your life together, not paying for one day for the rest of your life.
3. Keep saving, remember those good habits from your 20's, now you are starting to earn good money, that discipline is going to start really paying off.

Marcadis Singer, PA

Florida Collection Attorney

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Tampa, Florida 33611

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